Cash America Pawn Payday Loans Review

2.7 13 reviews

Organization owner?

3880 Park Ave, Memphis, TN 38111, USA

+1 (901) 452-5550

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–5PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

What people think about Cash America Pawn?

Below you find some of the reviews of our clients.

Went there for a radio found one the black girl gave me a discount thanks

Mr. Christian Dare

They refused to give me a refund or a store credit.

Dashawn Oberbrunner

Don't go there don't spend your money there with service like that!!!!

Katharina Schmeler

Important

The previous three items describe a peculiar lender. But below you can read general information about payday loans.

Payday Loans in Memphis, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans in Memphis, New York is are easy to access. The APR is individual for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on specific factors. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.