What people think about Cash America Pawn?
Below you find some of the reviews of our clients.
Went there for a radio found one the black girl gave me a discount thanks
Mr. Christian Dare
They refused to give me a refund or a store credit.
Dashawn Oberbrunner
Don't go there don't spend your money there with service like that!!!!
Katharina Schmeler
Important
The previous three items describe a peculiar lender. But below you can read general information about payday loans.
Payday Loans in Memphis, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans in Memphis, New York is are easy to access. The APR is individual for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
APR
25% small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on specific factors. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Memphis, Tennessee
First Citizens Bank
1516 16th Ave S, Nashville, TN 37212, USA
+1 (615) 744-4800
locations.firstcitizens.com
Cash America Pawn
4619 Elvis Presley Blvd, Memphis, TN 38116, USA
+1 (901) 398-8000
www.cashamerica.com
