Welcome to Our Online Loan Referral Service

4.7 6 reviews
Loan agency in Memphis, Tennessee

142 Madison Ave, Memphis, TN 38103, USA
+1 (901) 521-0726
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed

What people think about Local Finance Company?

Below you find some of the reviews of our clients.

I tried to borrow cash from Local Finance Company. They declined me. Why then declare they approve everyone even those with poor credit?? Bad service. Later, got many mails with an offer to take out a cash advance loan. I do not recommend this service.

Mellie Hauck

Ridiculous APR. Had to pay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was unsatisfactory too. The lady in the chat was very disrespectful. Not satisfied. Better explore another loan provider.

Prof. Mose Feil II

Said I was approved for a payday loan. Have been waiting 5 days, still no money I my account. I think it’s fraud.

Clarabelle Nolan

Important

Above there is information about a precise loan provider. Below you can review common features of payday loans.

Payday Loans in Memphis, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

It is simple and speedy to get accepted for payday loans in Memphis, New York. The APR will be set specifically for each client and will depend on the personal details the consumer provided.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a bad credit score an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your needs and repay your loan commitments in good time.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

Kroger Money Services

2020 Mallory Ln, Franklin, TN 37067, USA

+1 (615) 771-7922

moneyservices.kroger.com

Ameritrust Financial Services, LLC

2315 Treasury Dr SE, Cleveland, TN 37323, USA

+1 (866) 996-2919

www.americantrustcash.com

Republic Finance

3860 Candies Creek Ln NW Suite B, Cleveland, TN 37312, USA

+1 (423) 339-5606

locations.republicfinance.com

Easy Money

2843 B Lebanon Pike, Nashville, TN 37214, USA

+1 (615) 823-7866

www.ccfi.com

Cash Express

1255 Decatur Pike, Athens, TN 37303, USA

+1 (423) 744-1318

www.cashexpressllc.com

ATM (Suntrust Bank)

101 Browns Ferry Rd, Chattanooga, TN 37419, USA

www.suntrust.com

Communtiy Cash Advance

129 W Broadway, Gallatin, TN 37066, USA

+1 (615) 206-1504

www.communitycashadvance.com

U.S. Bank ATM - Kensington Place - Publix

1731 S Rutherford Blvd, Murfreesboro, TN 37130, USA

+1 (800) 872-2657

usbank.com

Stewart Finance Inc

201 N Central Ave, Humboldt, TN 38343, USA

+1 (731) 824-0333

www.stewart-finance.com

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