Welcome to Our Online Loan Referral Service

5 5 reviews

7580 US-70, Bartlett, TN 38133, USA
+1 (901) 213-9900
www.firstcnb.com
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2012-12-07

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

jd94g99b57t@networksolutionsprivateregistration.com

+1.5707088780

Feedback about First Citizens National Bank?

Here you see the reviews of our clients.

100% sly service. They ask for a photo then distribute on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

General Williamson

I issued a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Prof. Madison Klocko I

I borrowed $300 for several days. When the cash advance was returned, they applied a gigantic commissions, I had to pay almost $400.

Delphia Towne Jr.

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a loan for 16 days. As a result, I paid $850 with all the charges.

Miss Melissa Wolf

I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Prof. Hortense Batz III

Pay Attention

Above-shown info provides the details about a definite lending company. Below-defined info is devoted to shared information about payday loans.

Payday Loans in Memphis, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Problem-free financial products are known as payday loans in Memphis, ny. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will First Citizens National Bank help take out a loan in Memphis, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Memphis, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

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