Neighborhood Cash Advance Payday Loans Review

Loan agency in Memphis, Tennessee

Organization owner?

Memphis, TN 38116, USA

+1 (901) 345-4847

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

10:30AM–1PM

Sunday

Closed

What people think about Neighborhood Cash Advance?

Below you read some of the opinions of our customers.

Sky-high interest rate. Had to repay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Customer support was unsatisfactory too. The lady on the phone was very racist. Not happy. Better explore another service.

Margie Skiles

I tried to borrow funds from Neighborhood Cash Advance. They rejected me. Why then advertise they accept everyone even those with poor credit?? Bad service. Besides, got many calls with an offer to apply for a payday loan. I do not recommend this loan provider.

Jevon McGlynn MD

Important

Above there is information about a exact loan provider. Below you can read common characteristics of payday loans.

Payday Loans in Memphis, New York

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Memphis, New York. Loans from payday lenders can get you funds quickly. Your interest rate will depend on a few factors.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit history an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments in a timely manner.

To get accepted for a cash advance, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.