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1 reviews
Loan agency in Memphis, Tennessee

3251 Summer Ave, Memphis, TN 38112, USA
+1 (901) 458-4350
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
Closed

What people think about J R's Quick Cash?

Below you read some of the opinions of our customers.

Unhappy borrower! Was refused for no reason. My credit was fair.

Annabel Medhurst

Wasted too much time with this organization. They charge sky high rates! So upset

Misty Prohaska

Seems a fraudulent company. They ask for too many sensitive data. I think it’s risky to submit such information [online|on the Internet. You’d better find another company.

Cortez Crona

Pay Attention

The previous three items charactirize a precise lender. But below you can read general data about payday loans.

Payday Loans in Memphis, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to get in Memphis, New York. The entire process is stress-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to getting a bank loan. A payday loan can rescue consumers who have bad credit scores or have no credit history. But we recommend you that as with any borrowing you should only consider applying for a payday loan if you are convinced that you can afford payments without delays.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

Check Into Cash

5014 Liberty St, Milan, TN 38358, USA

+1 (731) 686-0669

local.checkintocash.com

State Finance

3034 Eastend Dr, Humboldt, TN 38343, USA

+1 (731) 784-9695

www.wallacemgt.com

CB&S Bank

237 E Main St, Adamsville, TN 38310, USA

+1 (731) 632-3346

www.cbsbank.com

745 Cash

5353 Knight Arnold Rd, Memphis, TN 38115, USA

+1 (901) 255-1519

745cash.com

Wilson Bank & Trust

576 W Broad St, Smithville, TN 37166, USA

+1 (615) 597-4663

www.wilsonbank.com

ATM Patriot Bank

11529 TN-3, Atoka, TN 38004, USA

+1 (800) 627-3999

www.patriot-bank.com

Checkcash Xpress Inc

3802 Fort Henry Dr, Kingsport, TN 37663, USA

+1 (423) 247-8008

checkcashxpress.net

Security Finance

1130 Us Hwy 51 Bypass West, Suite 11, Dyersburg, TN 38024, USA

+1 (731) 287-9600

www.securityfinance.com

First Citizens Bank

1516 16th Ave S, Nashville, TN 37212, USA

+1 (615) 744-4800

locations.firstcitizens.com

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