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1 reviews
Loan agency in Memphis, Tennessee

3251 Summer Ave, Memphis, TN 38112, USA
+1 (901) 458-4350
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
Closed

What people think about J R's Quick Cash?

Below you read some of the opinions of our customers.

Unhappy borrower! Was refused for no reason. My credit was fair.

Annabel Medhurst

Wasted too much time with this organization. They charge sky high rates! So upset

Misty Prohaska

Seems a fraudulent company. They ask for too many sensitive data. I think it’s risky to submit such information [online|on the Internet. You’d better find another company.

Cortez Crona

Pay Attention

The previous three items charactirize a precise lender. But below you can read general data about payday loans.

Payday Loans in Memphis, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to get in Memphis, New York. The entire process is stress-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to getting a bank loan. A payday loan can rescue consumers who have bad credit scores or have no credit history. But we recommend you that as with any borrowing you should only consider applying for a payday loan if you are convinced that you can afford payments without delays.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

Northwestern Mutual Financial

29 Taylor Ave # 202, Crossville, TN 38555, USA

+1 (931) 787-1122

www.northwesternmutual.com

OneMain Financial

1599 Gallatin Pike N, Madison, TN 37115, USA

+1 (615) 868-4310

www.onemainfinancial.com

Security Finance

809 W Jackson St, Cookeville, TN 38501, USA

+1 (931) 526-2815

www.securityfinance.com

First Horizon Bank

3604 Tennessee Ave, Chattanooga, TN 37409, USA

+1 (423) 209-2680

www.firsthorizon.com

Auto Titles of Columbia

1407 Carmack Blvd, Columbia, TN 38401, USA

+1 (931) 490-0133

www.neighborhoodcash.com

FirstBank

11820 Kingston Pike, Farragut, TN 37934, USA

+1 (865) 288-3307

www.firstbankonline.com

First Choice Title Loans

2400 TN-283, Whitwell, TN 37397, USA

+1 (423) 658-8338

Cash Express

525 N Lindell St, Martin, TN 38237, USA

+1 (731) 587-2004

www.cashexpressllc.com

Bank of Tennessee

1708 N Eastman Rd, Kingsport, TN 37664, USA

+1 (423) 378-9500

www.bankoftennessee.com

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