What people think about J R's Quick Cash?
Below you read some of the opinions of our customers.
Unhappy borrower! Was refused for no reason. My credit was fair.
Annabel Medhurst
Wasted too much time with this organization. They charge sky high rates! So upset
Misty Prohaska
Seems a fraudulent company. They ask for too many sensitive data. I think it’s risky to submit such information [online|on the Internet. You’d better find another company.
Cortez Crona
Pay Attention
The previous three items charactirize a precise lender. But below you can read general data about payday loans.
Payday Loans in Memphis, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to get in Memphis, New York. The entire process is stress-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
25% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit score can typically be an obstacle to getting a bank loan. A payday loan can rescue consumers who have bad credit scores or have no credit history. But we recommend you that as with any borrowing you should only consider applying for a payday loan if you are convinced that you can afford payments without delays.
To get approved for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.
APR Calculator
Other Payday Lenders in Memphis, Tennessee
Eastman Credit Union ATM
920 N State of Franklin Rd, Johnson City, TN 37604, USA
+1 (800) 999-2328
www.ecu.org
FirstBank
520 W Summit Hill Dr SW, Knoxville, TN 37902, USA
+1 (865) 437-3250
www.firstbankonline.com
Family Check Advance
3154 Eastend Dr, Humboldt, TN 38343, USA
Fortera Credit Union
2193 Madison St, Clarksville, TN 37043, USA
+1 (931) 431-6800
www.forteracu.com
