Welcome to Our Online Loan Referral Service

5 reviews
Loan agency in Memphis, Tennessee

5040 Summer Ave # 102, Memphis, TN 38122, USA
7 years in business
+1 (901) 767-5834
Monday
9AM–8PM
Tuesday
9AM–8PM
Wednesday
9AM–8PM
Thursday
9AM–8PM
Friday
9AM–8PM
Saturday
Closed
Sunday
Closed

What people think about Cash Depot?

Below you find some of the reviews of our clients.

Disappointed client! Was declined for no reason. My credit was average.

Ms. Noemy Paucek

The site does not work so I can not apply for the money…

Candace Shanahan

Applied for a payday loan second time. Got rejected! No idea for what reason! No clarification. Fishy service.

Pablo Homenick

Wasted too much time with this organization. They charge hidden fees! Unhappy

Delores Heathcote

Be careful! It’s a spam! They call me every week from multiple phone numbers. Tired of blocking these numbers. Never give them your personal data!!

Chanelle Ruecker

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Memphis, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Memphis, New York. Loans from payday lenders can get you funds quickly. Your interest rate will depend on a few factors.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only option available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your needs and pay off your loan commitments in a timely manner.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

Edward Jones - Financial Advisor: Jason R Armbruster

1232 1st Ave, Lawrenceburg, TN 38464, USA

+1 (931) 766-1791

www.edwardjones.com

Speedy Cash

120 Gallatin Pike S, Madison, TN 37115, USA

+1 (615) 612-4882

www.speedycash.com

ACE Cash Express

2139 Lamar Ave, Memphis, TN 38114, USA

+1 (901) 276-1020

www.acecashexpress.com

America's Cash Mart

14385 TN-28, Whitwell, TN 37397, USA

+1 (423) 658-0091

ATM (First Horizon Bank)

3604 Tennessee Ave, Chattanooga, TN 37409, USA

www.firsthorizon.com

Advance Financial

3041 Dickerson Pike Suite E, Nashville, TN 37207, USA

+1 (615) 823-3290

locations.af247.com

The Peoples Bank

573 E Main St, Henderson, TN 38340, USA

+1 (731) 989-2840

www.thepeoplesbankoftn.com

Check Into Cash

4764 Navy Rd, Millington, TN 38053, USA

+1 (901) 873-2274

local.checkintocash.com

Eastman Credit Union

2631 E Stone Dr, Kingsport, TN 37660, USA

+1 (800) 999-2328

www.ecu.org

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