Welcome to Our Online Loan Referral Service

4.9 108 reviews

4986 Park Ave, Memphis, TN 38117, USA
+1 (901) 255-1510
www.745cash.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–4:30PM
Sunday
Closed

Domain Info

Created Date

2004-03-30

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TN, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about 745 Cash?

Here you grapple with the feedback of our clients.

You can't beat the customer service that Kyra and Tony give to their customers.

Jadon Schowalter

Service is quick and convenient, employees are nice and straight forward!

Miss Lorna Baumbach

I love this location and the staff

Joannie Jaskolski

Tony and tamantha really helped me out and was very professional I would recommend anyone to come to them for a loan

Ansley McKenzie

Tamatha and Tony are wonderful reps always willing to help and explain the process of the loans and what the best options are for me

Claude Kreiger I

OMG I had a wonderful experience with Tamatha & Tony They were very professional and knowledgeable Tony throughly explained the details of the loan They made me feel very

Brock Marvin

Pay Attention

Further there will be presented the details about not a definite lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Memphis, New York

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Memphis, New York are issued problem-free. The interest percentage depends on the client's personal information: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

25% small loan cap

How will 745 Cash help issue a payday loan in Memphis, New York?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Memphis, New York. They estmate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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+1 (931) 431-6316

Advance Financial

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MoneyGram

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+1 (423) 787-7730

locations.moneygram.com

FirstBank

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www.firstbankonline.com

Mariner Finance

4907 Nolensville Pike, Nashville, TN 37211, USA

+1 (615) 277-9090

www.marinerfinance.com

Ascend Federal Credit Union

300 Pleasant Grove Rd #510, Mt. Juliet, TN 37122, USA

+1 (800) 342-3086

ascend.org

State Finance

257 Main St, Savannah, TN 38372, USA

+1 (731) 925-6665

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OneMain Financial

7078 Charlotte Pike Ste 13, Nashville, TN 37209, USA

+1 (615) 352-5181

www.onemainfinancial.com

FirstBank

340 W Lincoln St, Tullahoma, TN 37388, USA

+1 (931) 455-0026

www.firstbankonline.com

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