Welcome to Our Online Loan Referral Service

4.9 108 reviews

4986 Park Ave, Memphis, TN 38117, USA
+1 (901) 255-1510
www.745cash.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–4:30PM
Sunday
Closed

Domain Info

Created Date

2004-03-30

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TN, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about 745 Cash?

Here you grapple with the feedback of our clients.

You can't beat the customer service that Kyra and Tony give to their customers.

Jadon Schowalter

Service is quick and convenient, employees are nice and straight forward!

Miss Lorna Baumbach

I love this location and the staff

Joannie Jaskolski

Tony and tamantha really helped me out and was very professional I would recommend anyone to come to them for a loan

Ansley McKenzie

Tamatha and Tony are wonderful reps always willing to help and explain the process of the loans and what the best options are for me

Claude Kreiger I

OMG I had a wonderful experience with Tamatha & Tony They were very professional and knowledgeable Tony throughly explained the details of the loan They made me feel very

Brock Marvin

Pay Attention

Further there will be presented the details about not a definite lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Memphis, New York

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Memphis, New York are issued problem-free. The interest percentage depends on the client's personal information: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

25% small loan cap

How will 745 Cash help issue a payday loan in Memphis, New York?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Memphis, New York. They estmate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

Advance America

1618 Hwy. 51 South, Ste. D, Covington, TN 38019, USA

+1 (901) 476-1150

www.advanceamerica.net

Knoxville TVA Employees Credit Union

4118 Asheville Hwy, Knoxville, TN 37914, USA

+1 (865) 544-5400

www.tvacreditunion.com

First Tennessee Bank - ATM

907 Nashville Hwy, Columbia, TN 38401, USA

Regions Bank

1190 E Shelby Dr, Memphis, TN 38116, USA

+1 (901) 580-0200

www.regions.com

Cash Now!

1204 N Houston Levee Rd #109, Cordova, TN 38018, USA

Advance America

2340 McGrady Dr SE c, Cleveland, TN 37323, USA

+1 (423) 559-2878

www.advanceamerica.net

Cash Depot

4109 Getwell Rd, Memphis, TN 38118, USA

+1 (901) 360-8883

Credit Central

431 N Roane St, Harriman, TN 37748, USA

+1 (865) 882-1324

www.creditcentralllc.com

Navy Federal Credit Union - ATM

2880 Wolfcreek Ln Ste 1315, Memphis, TN 38133, USA

+1 (888) 842-6328

www.navyfederal.org

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