Shelby County Check Cashing Payday Loans Review

Organization owner?

3693 Hickory Hill Rd, Memphis, TN 38115, USA

What people think about Shelby County Check Cashing?

Below you get acquainted with some of the testimonials of our customers.

I took loans from Shelby County Check Cashing 3 times. Previously it was ok. Last time they said I was approved. Promised the money would be in my account within 10 hours. It’s been 2 days – no funds. They do not answer phone calls. Why???

Cleve Walker

The website does not work so I can not apply for the loan…

Prof. Mellie Gottlieb

Illegit service!! They approve me for a loan but it’s been 2 days and still no money in my account! Tired of waiting…. Not sure I will ever get my loan.

Cielo Legros

Said I was approved for a loan. Have been waiting 3 days, still no funds I my account. I conclude it’s monkey business.

Prof. Wendy Marks III

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Memphis, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in Memphis, New York. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few factors.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of applicants with less than perfect credit scores. There are lenders who may be pleased to give you a payday loan even if you have a poor credit rating. You will need a stable income to apply for a bad credit payday loan.

To get approved for a cash advance, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.