Welcome to Our Online Loan Referral Service

4.5 47 reviews
Loan agency in Memphis, Tennessee

5071 Park Ave, Memphis, TN 38117, USA
+1 (901) 454-0906
centralloanandfinancememphis.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2019-02-14

Mailing Address

Company Name

Contact Data

Feedback about Central Loan & Finance Co.?

Here you read the feedback of our customers.

I will be referring people to this great company.

Alyson Rau

I love Michelle and her staff if I could give them 10 stars I would!

Brock O'Hara

Great customer service highly recommend.

Mittie Simonis III

Mr.Blake and his staff did an excellent job in helping me secure my first home.

Oren Grant

I greatly appreciate all the work they put in for me and my family!!!

Camylle Kshlerin III

This is definitely the place to be if your looking to purchase a new HOME!!!

Gwendolyn Tillman

Pay Attention

Above-defined info offers the details about a certain lender. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Memphis, New York

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is simple and quick to issue loans in Memphis, New York. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will Central Loan & Finance Co. help issue a payday loan in Memphis, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Memphis, New York. The company will assess many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

Fifth Third Bank & ATM

5550 Old Hickory Blvd, Hermitage, TN 37076, USA

+1 (615) 889-3681

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First Horizon Bank

701 Market St, Chattanooga, TN 37402, USA

+1 (423) 757-4032

www.firsthorizon.com

Kwik Cash

407 W Reelfoot Ave, Union City, TN 38261, USA

+1 (731) 885-0491

ATM (Regions Bank)

662 Hwy 51 N, Ripley, TN 38063, USA

+1 (800) 734-4667

www.regions.com

OneMain Financial

7825 Winchester Rd #109, Memphis, TN 38125, USA

+1 (901) 756-1671

www.onemainfinancial.com

Tennessee's Best Finance

1409 E Stone Dr, Kingsport, TN 37664, USA

+1 (423) 578-2378

TriStar Bank-ATM

111 Highway 70 East, Inside Horizon Medical Center, Dickson, TN 37055, USA

+1 (615) 446-7100

www.tristar.bank

Speedy Cash

2401 Nolensville Pike, Nashville, TN 37211, USA

+1 (615) 748-3639

www.speedycash.com

First National Bank of Tennessee - West Main

1115 W Main St, Livingston, TN 38570, USA

+1 (931) 823-1261

www.fnbotn.com

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