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4.4 8 reviews
Loan agency in Memphis, Tennessee

4093 Summer Ave, Memphis, TN 38122, USA
+1 (901) 452-1157
www.onemainfinancial.com
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

Feedback about OneMain Financial?

Here you get acquainted with the reviews of our customers.

Always give the best customer service

Annabelle Hickle

I have had a good experience with One Main so far.

Prof. Josianne Towne

The staff is very friendly and goes above and beyond to assist you.

Jeffery Parisian I

Pay Attention

Lending companies are described in the first three points. Below info defines shared information about payday loans.

Payday Loans in Memphis, New York

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Memphis, New York is issued simply and quickly. The interest rate is defined respecting the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will OneMain Financial help issue a loan in Memphis, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this drawback is not implied as the only one by payday lenders to issue a loan. The lending company review many aspects such as financial capabilities to approve the form. Payday loans in Memphis, New York may help level up your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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+1 (844) 401-8500

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Advance America

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+1 (865) 544-4139

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UT Federal Credit Union

103 Hurt St, Martin, TN 38237, USA

+1 (731) 587-5451

www.utfcu.org

Cash Express

8500 TN-111 #50, Byrdstown, TN 38549, USA

+1 (931) 241-6435

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Direct Payday Loans

5 S Main St, Memphis, TN 38103, USA

+1 (877) 244-8254

directpaydayloans.net

Advance Financial

2287 N Highland Ave, Jackson, TN 38305, USA

+1 (731) 330-4158

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Credit Central

444 Eastern Plaza Way, Newport, TN 37821, USA

+1 (423) 625-9517

www.creditcentralllc.com

Advance Financial

725 Main St, Kimball, TN 37347, USA

+1 (423) 551-6157

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BancorpSouth Bank

526 S Bells St, Alamo, TN 38001, USA

+1 (731) 696-5566

www.bancorpsouth.com

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