Welcome to Our Online Loan Referral Service

3.5 12 reviews

1900 Whitten Rd, Memphis, TN 38133, USA
+1 (901) 869-4135
cityofmemphiscu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
9AM–5PM

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Company Name

Contact Data

Feedback about City of Memphis Credit Union?

Here you read the reviews of our clients.

I issued $300 for several days. When the payday loan was returned, they applied a huge fees, I had to pay almost $400.

Amparo Boehm

I tried to borrow money from City of Memphis Credit Union. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Lance Roberts

I issued $300 for several days. When the payday loan was returned, they applied a gigantic commissions, I had to pay almost $400.

Maribel Lemke

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Ms. Catalina Keeling PhD

Pay Attention

Above-shown info provides the details about a definite lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Memphis, New York

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Memphis, New York is issued easily and quickly. The interest rate is defined considering the category of the client: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will City of Memphis Credit Union help take out a loan in Memphis, New York?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The deposit will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor considered by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by payday lenders to take out a cash advance. The lender review many aspects such as financial abilities to approve the application. Cash advance in Memphis, New York may help improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

ATM (Regions Bank)

3572 Tom Austin Hwy, Springfield, TN 37172, USA

+1 (800) 734-4667

www.regions.com

Knoxville TVA Employees Credit Union (Drive-Thru only on Saturdays)

7515 Central Avenue Pike, Powell, TN 37849, USA

+1 (865) 544-5400

tvacreditunion.com

Cash Express

1730 N Broad St, Tazewell, TN 37879, USA

+1 (423) 626-2904

www.cashexpressllc.com

Pinnacle Financial Partners

551 N Mt Juliet Rd, Mt. Juliet, TN 37122, USA

+1 (615) 773-6600

www.pnfp.com

ATM (Regions Bank)

4657 W Main St, Erin, TN 37061, USA

+1 (800) 734-4667

www.regions.com

FirstBank

508 Madison St, Shelbyville, TN 37160, USA

+1 (931) 680-7580

www.firstbankonline.com

TitleBucks Title Loans

3798 Park Ave, Memphis, TN 38111, USA

+1 (901) 969-0770

www.titlebucks.com

Check First Cash Advance

7122 Maynardville Pike, Knoxville, TN 37918, USA

+1 (865) 922-0069

Cash Express, LLC

115 Walton Ferry Rd # 1, Hendersonville, TN 37075, USA

+1 (615) 826-1120

cashexpressllc.com

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