Welcome to Our Online Loan Referral Service

3.7 3 reviews
Loan agency in Memphis, Tennessee

5 S Main St, Memphis, TN 38103, USA
+1 (877) 244-8254
directpaydayloans.net
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours

Domain Info

Created Date

2016-08-29

Mailing Address

Kalkofnsvegur 2, Reykjavik, Capital Region, 101, Iceland

Company Name

Withheld for Privacy Purposes

Privacy service provided by Withheld for Privacy ehf

Contact Data

937e36496c364740a3376985b20718b2.protect@withheldforprivacy.com

+354.4212434

Feedback about Direct Payday Loans?

Here you get acquainted with the feedback of our customers.

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer deprtment.

Evelyn Mraz

I contacted Direct Payday Loans 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, contact the company in a month. Why?

Theresia Barton

No matter how much submitted an application for a cash advance. Constantly refused. No idea why?

Stan Torp

I issued $300 for several days. When the payday loan was returned, they applied a gigantic fees, I had to pay almost $400.

Janie Rowe PhD

I issued only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Oran Kerluke IV

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Memphis, New York

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

It is easy and fast to issue loans in Memphis, New York. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will Direct Payday Loans help take out a loan in Memphis, New York?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Memphis, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

Triumph Bank Home Loans

1125 Schilling Blvd E Suite 107, Collierville, TN 38017, USA

+1 (901) 844-4663

www.triumphhomeloans.com

Fort Sill National Bank

Walmart SuperCenter, 768 S Jefferson Ave, Cookeville, TN 38501, USA

www.fsnb.com

Blount Finance Inc.

221 W Broadway Ave, Maryville, TN 37801, USA

+1 (865) 983-7090

blountfinance.com

Regions Bank

840 State St, Bristol, TN 37620, USA

+1 (423) 845-4980

www.regions.com

Check Into Cash

6101 Ringgold Rd, East Ridge, TN 37412, USA

+1 (423) 499-5900

local.checkintocash.com

Kwik Cash

407 W Reelfoot Ave, Union City, TN 38261, USA

+1 (731) 885-0491

Advance America

1820 Madison St Ste. E, Clarksville, TN 37043, USA

+1 (931) 551-9190

www.advanceamerica.net

ACE Cash Express

6657 Winchester Rd, Memphis, TN 38115, USA

+1 (901) 363-1967

www.acecashexpress.com

TitleMax Title Loans

2617 N Roan St, Johnson City, TN 37601, USA

+1 (423) 929-2345

www.titlemax.com

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