Welcome to Our Online Loan Referral Service

1 reviews

Memphis, TN 38134, USA
7 years in business
+1 (901) 383-8126
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed

What people think about American Cash Advance?

Below you get acquainted with some of the reviews of our clients.

I took loans from American Cash Advance many times. Previously it was ok. Last time they said I was accepted. Promised the money would be in my account within 9 hours. It’s been three days – no funds. They do not answer phone calls. Why???

Georgianna Erdman Jr.

Seems a fake website. They ask for too many personal details. I think it’s dangerous to submit such data [online|on the Internet. You’d better find another service.

Ms. Adrienne Bode

Disappointed client! Was rejected for no reason. My credit was average.

Ms. Bernita Howell

I got cash advance from American Cash Advance 3 times. Paid off all my loans on schedule. Today wanted to borrow more, but they approved me for only $400 ???

Mrs. Carrie Blanda Jr.

APR too high. People usually take cash advances because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Isabel Bernier

Important

The previous three items charactirize a peculiar lending service. But below you can read common data about payday loans.

Payday Loans in Memphis, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in Memphis, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on several factors.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than perfect, or who have poor to no credit history. Bad credit rating may stop you from getting approved for a bank loan. Payday lenders in Memphis, ny accept individuals with bad credit. You can apply for a bad credit payday loan online at any time of the day and if approved could have the funds in your account within several hours.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

Farm Credit Mid-America

43, 2656 N Locust Ave, Lawrenceburg, TN 38464, USA

+1 (931) 269-1231

First Volunteer Bank

728 Broad St, Chattanooga, TN 37402, USA

+1 (423) 668-4509

www.firstvolunteer.bank

CashMaster

367 Vann Dr, Jackson, TN 38305, USA

+1 (731) 668-2228

www.yourcashmaster.com

TriStar Bank

719 E College St, Dickson, TN 37055, USA

+1 (615) 446-7100

www.tristar.bank

Advance America

191 W Broadway St, Newport, TN 37821, USA

+1 (423) 613-9730

www.advanceamerica.net

Regions Bank

2450 Treasury Dr SE, Cleveland, TN 37323, USA

+1 (423) 709-7520

www.regions.com

First National Bank

1190 N Ellington Pkwy, Lewisburg, TN 37091, USA

+1 (931) 359-5900

www.fnbforyou.com

Republic Finance

640 TN-3 Suite I, Dyersburg, TN 38024, USA

+1 (731) 285-2475

locations.republicfinance.com

Tennessee Title Loans, Inc.

301 S Highland Ave, Jackson, TN 38301, USA

+1 (731) 935-2112

tennesseetitleloansinc.com

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