Welcome to Our Online Loan Referral Service

Loan agency in Memphis, Tennessee

5115 Covington Way, Memphis, TN 38134, USA
7 years in business
+1 (901) 380-3535

What people think about Car Finance America?

Below you find some of the testimonials of our customers.

APR too high. People usually take loans because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their rates a little…

Prof. Shanel Roob IV

I took out $800 for a period of 1 week. In the end, I had to repay twice as much with all the fees charged.

Keshaun Macejkovic

I got a loan from Car Finance America 3 times. Closed all my loans in a timely manner. Yesterday wanted to borrow more, but they approved me for only $400 ???

Laury Towne PhD

Illegit service!! They approve me for a loan but it’s been 5 days and still no money in my account! Tired of waiting…. Not sure I will ever receive my loan.

Dr. Ari Abbott

I took out $500 for a period of 2 weeks. In the end, I had to pay off twice as much with all the commissions charged.

Tessie Bailey

Important

Now you can review general characteristics of payday loans.

Payday Loans in Memphis, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Memphis, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on several things.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can save borrowers who have bad credit scores or have no credit score. But we advise you that as with any loan you should only think about applying for a payday loan if you are convinced that you can make payments in a timely manner.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

Old Town Lending

1216 W Main St, Franklin, TN 37064, USA

+1 (615) 794-1917

Advance Financial

1104 E Stone Dr, Kingsport, TN 37660, USA

+1 (423) 438-1765

locations.af247.com

Cash Express

122 Back Valley Rd suite d, Sneedville, TN 37869, USA

+1 (423) 973-5006

www.cashexpressllc.com

ATM (Regions Bank)

1238 Taft Hwy Suite 100, Signal Mountain, TN 37377, USA

+1 (800) 734-4667

www.regions.com

Mariner Finance

550 Sam Ridley Pkwy W STE 140, Smyrna, TN 37167, USA

+1 (615) 462-7844

www.marinerfinance.com

First Citizens National Bank

5845 Airline Rd, Arlington, TN 38002, USA

+1 (901) 867-7747

www.firstcnb.com

Colonial Loan Association

10123 Chapman Hwy, Seymour, TN 37865, USA

+1 (865) 862-5530

www.colonialloan.com

First National Bank of Tennessee - Crossville

1386 N Main St, Crossville, TN 38555, USA

+1 (931) 484-2265

www.fnbotn.com

U.S. Bank ATM - Gallatin

600 Nashville Pike, Gallatin, TN 37066, USA

+1 (800) 872-2657

usbank.com

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