Welcome to Our Online Loan Referral Service

Loan agency in Shelby County, Tennessee

Memphis, TN 38127, USA
7 years in business
+1 (901) 255-2274

Feedback about 745-Cash?

Here you read the feedback of our customers.

100% sleeky company. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Jacey Ankunding

Disappointed! Was denied to borrow $1,000. Only $400 was approved.

Prof. Eldora Christiansen

No matter how much asked for a payday loan. Constantly refused. No idea why?

Mitchel Schumm

High interest rate. When paying back a loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another website.

Ramon Kris

Pay Attention

Lenders are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in Memphis, New York

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Memphis, New York are issued problem-free. The interest percentage is dependent on the customer's person-related data: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

25% small loan cap

How will 745-Cash help take out a loan in Memphis, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to process the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor processed by financial institutions is called as bad credit history. But this drawback is not implied as the only one by microfinance organizations to take out a cash advance. The lender review many aspects such as financial solvency to approve the application. Payday loans in Memphis, New York may help level up your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

Cash Express

1395 N Mt Juliet Rd, Mt. Juliet, TN 37122, USA

+1 (615) 754-2931

www.cashexpressllc.com

Walmart Money Center

134 Courtright Rd, Martin, TN 38237, USA

+1 (731) 587-3843

www.walmart.com

Mid-Town Finance Company

450 Donelson Pike a6, Nashville, TN 37214, USA

+1 (615) 391-9378

midtownfinancenashville.com

Crestmark Bank

205 Powell Pl, Brentwood, TN 37027, USA

+1 (615) 934-3289

www.crestmark.com

World Finance

2280 Thornton Taylor Pkwy Ste B, Fayetteville, TN 37334, USA

+1 (931) 433-2520

www.loansbyworld.com

Check Into Cash

2309 S Shady St, Mountain City, TN 37683, USA

+1 (423) 727-5724

local.checkintocash.com

Covington Credit

200 Grove Ave SW, Cleveland, TN 37311, USA

+1 (423) 614-3408

www.mymoneytogo.com

Kroger Money Services

2020 Mallory Ln, Franklin, TN 37067, USA

+1 (615) 771-7922

moneyservices.kroger.com

SouthEast Bank

744 S Willow Ave, Cookeville, TN 38501, USA

+1 (931) 528-0138

www.southeastbank.com

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