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7615 US-70, Bartlett, TN 38133, USA

Feedback about ATM (First Tennessee Bank)?

Here you grapple with the feedback of our customers.

I tried to borrow money from ATM (First Tennessee Bank). They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Olen Farrell

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Nasir Price

Pay Attention

Above-defined info offers the details about a exact lender. Below-shown info is devoted to general information about payday loans.

Payday Loans in Memphis, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Memphis, New York is taken out simply and quickly. The interest rate is set considering the category of the client: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

25% small loan cap

How will ATM (First Tennessee Bank) help issue a loan in Memphis, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Memphis, ny will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

Advance Financial

1317 Decatur Pike, Athens, TN 37303, USA

+1 (423) 438-1331

locations.af247.com

TitleBucks Title Loans

4022 Nolensville Pike, Nashville, TN 37211, USA

+1 (615) 732-0291

www.titlebucks.com

FirstBank

1015 Westhaven Blvd Suite 150, Franklin, TN 37064, USA

+1 (615) 656-5888

www.firstbankonline.com

ORNL Federal Credit Union

1117 N Charles G Seivers Blvd, Clinton, TN 37716, USA

+1 (865) 688-9555

www.ornlfcu.com

Cash Express Corporate Offices

345 S Jefferson Ave #300, Cookeville, TN 38501, USA

+1 (931) 520-8662

www.cashexpressllc.com

Knoxville TVA Employees Credit Union (Drive-thru only on Saturdays)

1113 Hunters Crossing Drive, Alcoa, TN 37701, USA

+1 (865) 544-5400

www.tvacreditunion.com

Citizens Savings & Loan

2605 Adair Dr # D, Knoxville, TN 37918, USA

+1 (865) 688-8030

www.citizensloan.com

ATM (Regions Bank)

401 W Main St, Hohenwald, TN 38462, USA

+1 (800) 734-4667

www.regions.com

Check Into Cash

5126 Summer Ave #103, Memphis, TN 38122, USA

+1 (901) 685-9844

local.checkintocash.com

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