Welcome to Our Online Loan Referral Service

4.9 66 reviews

3540 Summer Ave, Memphis, TN 38122, USA
+1 (901) 255-1492
www.745cash.com

Domain Info

Created Date

2004-03-30

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TN, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about 745 Cash?

Here you see the reviews of our customers.

Neci, was an amazing lady to work with today. She help me tremendously with my payday loan today. She also has great customer service!! Thank you for everything!!!

Ms. Sierra Ondricka III

Very great service, friendly , atmosphere Summer 2

Zena Leuschke Sr.

Great staff and friendly customer service.

Wyman Doyle Sr.

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Memphis, New York

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and fast to issue payday loans in Memphis, New York. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will 745 Cash help take out a loan in Memphis, New York?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Memphis, New York. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

FirstBank

1525 Market St, Dayton, TN 37321, USA

+1 (423) 775-1522

www.firstbankonline.com

Cash Express

502 Clinch Ave, Clinton, TN 37716, USA

+1 (865) 457-3625

www.cashexpressllc.com

Security Finance

909 N Locust Ave Suite 101, Lawrenceburg, TN 38464, USA

+1 (931) 766-9806

www.securityfinance.com

Wilson Bank & Trust

1000 Airport Rd, Gallatin, TN 37066, USA

+1 (615) 444-2265

www.wilsonbank.com

United Community Bank

4519 US-411, Madisonville, TN 37354, USA

+1 (423) 442-5484

www.ucbi.com

Security Finance

1056 E Van Hook St Suite 6, Milan, TN 38358, USA

+1 (731) 686-8700

www.securityfinance.com

Tennessee Cash Cow

1440 E Stone Dr, Kingsport, TN 37660, USA

+1 (423) 578-6834

tennesseetitleloansinc.com

Consumer Auto Finance

3303 E Andrew Johnson Hwy, Greeneville, TN 37745, USA

+1 (423) 638-2613

Farm Credit Mid-America

109 Centre Park Dr, Johnson City, TN 37615, USA

+1 (423) 477-0201

e-farmcredit.com

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