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4.3 12 reviews
Loan agency in Mountain City, Tennessee

102 Village Square Ln unit A, Mountain City, TN 37683, USA
+1 (423) 727-0303

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Created Date


Mailing Address

Georgia, United States

Company Name

Contact Data

Feedback about Ridge Loan Co?

Here you grapple with the reviews of our clients.

I would highly recommend ridge loan over any loan company!

Elwin Feest II

Got an unsoliclited email from this place for a loan...

Diana Rolfson Sr.

Great friendly ladies to start building credit with!

Miss Savanna Prosacco DDS

Pay Attention

Above-defined info offers the details about a certain lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Mountain City, Georgia

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Mountain City, Georgia is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a client will recieve.


10% small loan cap

How will Ridge Loan Co help take out a loan in Mountain City, Georgia?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Mountain City, ga will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Mountain City, Tennessee

Harpeth Financial Services Inc

631 2nd Ave S # 2F, Nashville, TN 37210, USA

+1 (615) 320-9790

Check Into Cash

201 Keith St NW Suite 5, Cleveland, TN 37311, USA

+1 (423) 479-2000


Advance Financial 24/7

Chattanooga, TN 37343, USA

World Finance

617 E Broadway Blvd, Jefferson City, TN 37760, USA

+1 (865) 475-2705


Advance Financial

3041 Dickerson Pike Suite E, Nashville, TN 37207, USA

+1 (615) 823-3290


Edward Jones - Financial Advisor: Mark C King

16 Liberty Square, Sparta, TN 38583, USA

+1 (931) 837-7771


Planters Bank

1835 Madison St suite d, Clarksville, TN 37043, USA

+1 (931) 552-2476


The Housing Fund

50 Vantage Way, Nashville, TN 37228, USA

+1 (615) 780-7000


Advance America

1202 S James Campbell Blvd Ste. 20, Columbia, TN 38401, USA

+1 (931) 388-8186