Welcome to Our Online Loan Referral Service

4.9 15 reviews

4230 Harding Pike #103, Nashville, TN 37205, USA
+1 (615) 292-7828
Tuesday
7AM–3PM
Wednesday
9AM–3PM
Thursday
7AM–3PM
Friday
7AM–3PM
Saturday
Closed
Sunday
Closed
Monday
7AM–3PM

Feedback about St. Thomas Credit Union?

Here you get acquainted with the reviews of our clients.

I absolutely love the staff!

Prof. Adolph Bashirian MD

They are always very nice, helpful & extremely knowledgeable!

Alayna Corkery

Love the staff and benefits the credit union offers.

Oleta Okuneva

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Nashville, North Carolina

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Nashville, North Carolina is taken out easily and fast. The interest rate is set considering the category of the client: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

36% APR small loan cap

How will St. Thomas Credit Union help issue a loan in Nashville, North Carolina?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The transfer will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Nashville, nc consider this circumstance not a drawback to take out a loan. The customer of a loan should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on time and not only resolve current issues, but enhance the credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Nashville, Tennessee

1st Heritage Credit

3101 Browns Mill Road Suite 7 Suite 7, Johnson City, TN 37604, USA

+1 (423) 232-6450

www.1stheritagecredit.com

Regions Bank

1214 W Main St, Humboldt, TN 38343, USA

+1 (731) 337-0520

www.regions.com

ACE Cash Express

2628 Frayser Blvd, Memphis, TN 38127, USA

+1 (901) 357-2792

www.acecashexpress.com

Tennessee Title Loans, Inc.

7 S Congress Pkwy N, Athens, TN 37303, USA

+1 (423) 507-8285

tennesseetitleloansinc.com

SmartBank

525 W Morris Blvd ste a, Morristown, TN 37813, USA

+1 (423) 616-0391

www.smartbank.com

Fast Track Financial Services, Inc.

18130 TN-125, Bolivar, TN 38008, USA

+1 (731) 658-6119

fastrackfinancial.wix.com

1st Franklin Financial

1825 Madison St Suite E, Clarksville, TN 37043, USA

+1 (931) 542-9006

locations.1ffc.com

Advance America

4340 Ringgold Rd Suite 160, East Ridge, TN 37412, USA

+1 (423) 629-1657

www.advanceamerica.net

ORNL Federal Credit Union - South Knoxville

7325 Chapman Hwy, Knoxville, TN 37920, USA

+1 (865) 688-9555

www.ornlfcu.com

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