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4.6 51 reviews
Loan agency in Oak Ridge, Tennessee

214 S Illinois Ave, Oak Ridge, TN 37830, USA
+1 (865) 229-6303
locations.af247.com
Sunday
10AM–4PM
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–4PM

Domain Info

Created Date

2008-02-01

Mailing Address

Tennessee, United States

Company Name

Advance Financial

Advance Financial

Contact Data

Feedback about Advance Financial?

Here you read the reviews of our clients.

… /21. There was a young gentlemen there named Tom who helped me with my loan. I didn't really know the difference between a payday loan and the flex loan. He helped …

Leif Pollich PhD

Awesome employees and awesome service.

Ebony Russel IV

Love all the staff at this location! <3

Arvel Hilpert DVM

Shay always take care of me whether it's a purchase or loan. They give me top dollar on loans.

Davion Mosciski

Great experience. They help you get the money you need just bring collateral. You can get a loan on your item or sell it. It was fast and Easy!

Glen Boyer

Staff is pretty helpfull place is clean inside with room to park.

Zander Johnson

Taxes were done in a timely manner.

Miss Meagan Mohr DDS

The women in that office are very friendly and helpful.

Jose Vandervort

Good drinks, good service

Kendrick Spencer

Every coffee I have ordered tastes horribly weak.

Mr. Doyle Ferry

Great Service - Very Helpful Employees!

Irma Cronin

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Oak Ridge, New Jersey

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and fast to issue payday loans in Oak Ridge, New Jersey. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

30% usury cap

How will Advance Financial help issue a loan in Oak Ridge, New Jersey?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Oak Ridge, nj review this circumstance not a hindrence to issue a loan. The borrower of a payday loan should be ready to objectively estimate financial capabilities, take out a loan, repay the debt on time and not only resolve current issues, but enhance the credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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Volunteer Check Express LLC

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Colonial Loan Association

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