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4.1 7 reviews
Loan agency in Oak Ridge, Tennessee

1181 Oak Ridge Turnpike, Oak Ridge, TN 37830, USA
7 years in business
+1 (865) 482-2414
www.onemainfinancial.com
Thursday
9AM–5:30PM
Friday
(Good Friday)
9AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you read the reviews of our clients.

Great service and really good people

Ms. Bernita D'Amore MD

Money was there before bank opened up next morning.

Dr. Clint Koss

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Oak Ridge, New Jersey

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

This financial product in Oak Ridge, New Jersey is issued easily and fast. The interest rate is defined depending on the category of the client: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

30% usury cap

How will OneMain Financial help take out a payday loan in Oak Ridge, New Jersey?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Oak Ridge, nj consider this circumstance not a drawback to issue a loan. The customer of a cash advance should be prepared to objectively estimate financial solvency, take out a loan, pay back the debt on a due date and not only resolve current issues, but enhance the credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

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Farm Credit Services

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+1 (865) 458-9736

e-farmcredit.com

Acopia Home Loans

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Novus Advanced Manufacturing

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+1 (931) 846-9040

novussteel.us

Commercial Bank and Trust Co

101 N Poplar St, Paris, TN 38242, USA

+1 (731) 642-3341

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Regions Bank

1214 W Main St, Humboldt, TN 38343, USA

+1 (731) 337-0520

www.regions.com

Regions Bank

921 Congress Pkwy S, Athens, TN 37303, USA

+1 (423) 381-3350

www.regions.com

ATM (Regions Bank)

17170 US-64, Somerville, TN 38068, USA

www.regions.com

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