Welcome to Our Online Loan Referral Service

1.8 25 reviews

1503 Oak Ridge Turnpike, Oak Ridge, TN 37830, USA
+1 (865) 482-5074
(Good Friday)
Hours might differ

Feedback about Smoky Mountain Pawn?

Here you grapple with the reviews of our customers.

Would NEVER deal with such greedy people! Offers absolutely no customer service!

Mr. Mekhi Monahan PhD

This place should be shut down...rude employees...bad business.

Ms. Makayla Ferry

On top of that you can buy one brand new in the store for the prices they have.

Dessie Mertz

Pay Attention

Further there will be presented the details about not a definite lender. The information below will explain general information about payday loans and its specific features.

Payday Loans in Oak Ridge, New Jersey

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

It is easy and fast to issue payday loans in Oak Ridge, New Jersey. The rates are accured on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.


30% usury cap

How will Smoky Mountain Pawn help issue a loan in Oak Ridge, New Jersey?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Oak Ridge, New Jersey. They rate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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