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Loan agency in Oak Ridge, Tennessee

1021 Alvin Weinberg Dr, Oak Ridge, TN 37830, USA
7 years in business
+1 (865) 482-7244
(Good Friday)
Hours might differ

Feedback about Sterling Commercial Credit?

Here you see the reviews of our clients.

An outstanding company with top quality work & superb customer service!

Dr. Cortney McGlynn III

Great people and great service!

Mr. Deonte Kerluke

The person running the page responded quickly but she no longer works there.

Jacinto Considine MD

Pay Attention

Lenders are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Oak Ridge, New Jersey

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Oak Ridge, New Jersey is issued simply and quickly. The interest rate is set depending on the category of the borrower: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.


30% usury cap

How will Sterling Commercial Credit help take out a loan in Oak Ridge, New Jersey?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Oak Ridge, New Jersey. The company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Oak Ridge, Tennessee

Covington Credit

258 E Broadway Blvd, Jefferson City, TN 37760, USA

+1 (865) 475-9894


Check Into Cash

1213 Getwell Rd, Memphis, TN 38111, USA

+1 (901) 327-8383


Regions Bank

1935 Pinnacle Pointe Way, Knoxville, TN 37922, USA

+1 (865) 415-3280


Leaders Credit Union

214 Oil Well Rd, Jackson, TN 38305, USA

+1 (731) 664-1784


ATM (First Tennessee Bank)

27 Conrad Dr, Jackson, TN 38305, USA

Peoples Bank and Trust Company

19 Courthouse Square, Byrdstown, TN 38549, USA

+1 (931) 864-3168


ATM (First Horizon Bank)

1921 Walnut St, White Pine, TN 37890, USA


Regional Management

136 Bear Creek Pike # E, Columbia, TN 38401, USA

+1 (931) 380-9025


Mountain Loans

257 W Main St, Mountain City, TN 37683, USA

+1 (423) 727-5599