Welcome to Our Online Loan Referral Service

4.7 291 reviews

501 Lafayette Dr, Oak Ridge, TN 37830, USA
+1 (865) 482-1043
www.y12fcu.org
Thursday
9AM–5:30PM
Friday
(Good Friday)
9AM–5:30PM
Hours might differ
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Y-12 Federal Credit Union?

Below you read some of the testimonials of our customers.

… $0 to $5 to $18 to now $15. Why am I paying you more money for your employees to do their jobs and collect money. $15 every time someone calls in a payment. Let’s see …

Cathy Kemmer III

Friendly staff, great rates, and a overall great experience!

Prof. Cody Zieme I

Very user friendly, plenty of employees happily greeting and helping customers.

Alanis Nikolaus

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Oak Ridge, New Jersey

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Oak Ridge, New Jersey is are easy to get. The APR is specific for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

30% usury cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are lenders who may be ready to offer you a payday loan even if you have a bad credit score. You will need a regular income to get accepted for a bad credit payday loan.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the definite cost of the loan immediately.

APR Calculator

Other Payday Lenders in Oak Ridge, Tennessee

MoneyGram

868 Oak Ridge Turnpike, Oak Ridge, TN 37830, USA

+1 (865) 483-1671

locations.moneygram.com

Check Cash

2225 Parkway, Pigeon Forge, TN 37863, USA

+1 (865) 774-0038

www.checkcashcompany.com

Sprinhill Equity Partners Llc

1003 Reserve Blvd, Spring Hill, TN 37174, USA

+1 (931) 487-9817

FirstBank

5200 Clinton Hwy, Knoxville, TN 37912, USA

+1 (865) 688-2265

www.firstbankonline.com

Edward Jones - Financial Advisor: John D Lankford

1424 W Baddour Pkwy Suite C, Lebanon, TN 37087, USA

+1 (615) 443-2090

www.edwardjones.com

World Finance

2305 N Gateway Ave Unit 6, Harriman, TN 37748, USA

+1 (865) 354-6979

www.loansbyworld.com

FirstBank - ATM

21465 Hwy 22 North, Wildersville, TN 38388, USA

+1 (800) 413-4211

www.firstbankonline.com

First National Bank of Middle Tennessee

9970 Manchester Hwy, Morrison, TN 37357, USA

+1 (931) 635-3500

www.fnbmt.com

Knoxville TVA Employees Credit Union

662 E Broadway Blvd, Jefferson City, TN 37760, USA

+1 (865) 544-5400

www.tvacreditunion.com

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