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3.1 14 reviews

9312 Apison Pike, Ooltewah, TN 37363, USA
+1 (423) 242-7903
www.firsthorizon.com
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
(Good Friday)
8:30AM–6PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
8:30AM–4PM

Domain Info

Created Date

1997-04-28

Mailing Address

165 Madison Ave, Memphis, TN, 38103, United States

Company Name

Elaine Spear

First Horizon National Corporation

Contact Data

[email protected]

+1.9015234292

+1.9015234154

Feedback about First Horizon Bank?

Here you get acquainted with the reviews of our customers.

Friendly staff, clean environment, overall it's a nice bank and easy to use!!!

Lourdes Strosin

Been banking with these folks for over a year.

Abby Crona

They dont care about there customers at all!!!

Mandy Shanahan

Pay Attention

Above-specified info provides the details about a certain lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Ooltewah, Tennessee

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

Payday loans in Ooltewah, Tennessee are issued easily. The interest rate is conditional on the client's person-related data: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will First Horizon Bank help issue a loan in Ooltewah, Tennessee?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The payday loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Ooltewah, Tennessee. They rate many other factors before issuing a payday loan. One of them is payment abilities. This is a way to improve your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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