Welcome to Our Online Loan Referral Service

3.5 2 reviews

107 N Main St, Ridgely, TN 38080, USA
+1 (731) 264-5942
www.bancorpsouth.com
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM

Domain Info

Created Date

1996-06-11

Mailing Address

2910 W JACKSON ST, TUPELO, MS, 38801-6799, United States

Company Name

BancorpSouth

BancorpSouth

Contact Data

domainregistrar@bxs.com

+1.6626787177

+1.6626204029

Feedback about BancorpSouth Bank?

Here you grapple with the reviews of our clients.

I ordered a Jefferson Mailbox from this company.

Jayden Collier

I highly recommend the shipping and business services to anyone in the area.

Jarrell Corwin

I am very impressed with their products and service!

Dewayne Blanda II

Good deals across the store, good selection and service

Prof. Dereck Hills I

😑 What kind of a restaurant employee refuses to give people napkins?

Rasheed Stroman

Night shift to buzy talking among themselves then to wait on customers

Lukas Zboncak

Pay Attention

Above-shown info provides the details about a certain lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Ridgely, Maryland

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

It is simple and quick to issue payday loans in Ridgely, Maryland. The rates are set on an individual basis: if a client repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

33% APR cap (2.75% a month)

How will BancorpSouth Bank help issue a payday loan in Ridgely, Maryland?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Ridgely, Maryland. The company will estimate many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to use the calculator. It will determine the cost of the loan.

APR Calculator

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