Welcome to Our Online Loan Referral Service

4 6 reviews

N. 514, US-51, Ripley, TN 38063, USA
+1 (731) 635-1230
www.bankofripley.com
Friday
(Good Friday)
8AM–5PM
Hours might differ
Saturday
8AM–12PM
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

1997-01-09

Mailing Address

Company Name

Contact Data

What people think about Bank of Ripley?

Below you find some of the reviews of our customers.

Wasted too much efforts with this organization. They charge sky high rates! Seek elsewhere

Prof. Kendrick Dicki

I took loans from Bank of Ripley 2 times. Previously it was ok. Last time they said I was eligible. Promised the funds would be in my account within 6 hours. It’s been 2 days – no money. They do not answer emails. Why???

Laura Simonis Jr.

I took out a loan from Bank of Ripley 3 times. Closed all my loans on time. Today wanted to borrow more, but they approved me for only $500 ???

Randy Ratke

Pay Attention

The above-given information provides the details about a definite financial institution. The information below is about general information about payday loans.

Payday Loans in Ripley, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Ripley, New York is are simple to access. The APR is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to clients with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.

APR Calculator

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