Advance Financial Payday Loans Review

4.3 21 reviews

Loan agency in Smithville, Tennessee

Organization owner?

503 S Mountain St, Smithville, TN 37166, USA

3 years in business

+1 (615) 657-3076

locations.af247.com

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

10AM–2PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Domain Info

Created Date

2008-02-01

Mailing Address

Tennessee, United States

Company Name

Advance Financial

Contact Data

Feedback about Advance Financial?

Here you get acquainted with the feedback of our clients.

Great service and great people!

Mrs. Aglae Gaylord

The staff was very polite and knew their stuff.

Verlie Emmerich

Good customer service every time I go get my checks cashed.

Cordia Connelly II

I went to the Advance Financial in Smithville, TN this morning. I was in need of help with a Western Union concern. The two gentlemen were far out of their way to help …

Russ West

Great service and great people!

Jared Hettinger

The staff was very polite and knew their stuff.

Mr. Dangelo Hills IV

Nice and cautious service.

Nyah Conn III

So, if you’re interested in garbage customer service, you’ve found the place

Madie Wyman

This site on Hennipen Ave, is the best check cashing store in the Twin Cities.

Dr. Jessica Waelchi

Decent service and food.

Mrs. Cecelia Towne

Excellent snacks (breakfast sandwiches, pizza sticks, chicken, kabobs, etc).

Jerad Marquardt

The assistant manager was very rude and refused to complete the transaction.

Mary Turner

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in Smithville, West Virginia

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Smithville, wv. They are taken out at individual interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

31% APR for loans up to $2,000

How will Advance Financial help issue a payday loan in Smithville, West Virginia?

24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a card, so a personal visit to the store is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Smithville, wv will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

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