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Loan agency in Smyrna, Tennessee

298 Sam Ridley Pkwy E #130, Smyrna, TN 37167, USA
5 years in business
+1 (615) 462-5912
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours

Feedback about 1A1 Cash Advance?

Here you read the feedback of our customers.

No matter how much submitted an application for a cash advance. Constantly denied. No idea why?

Shawn Wolff

I contacted 1A1 Cash Advance 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?

May D'Amore Sr.

No matter how much submitted an application for a cash advance. Constantly denied. No idea why?

Wanda Hermann

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Dr. Eusebio Upton

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Kyleigh Goldner

High interest rate. When paying off a debt, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another website.

Jayson Ondricka

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Smyrna, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is easy and quick to issue loans in Smyrna, New York. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will 1A1 Cash Advance help take out a loan in Smyrna, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Smyrna, New York. They rate many other factors before issuing a loan. One of them is payment abilities. This is a way to improve your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Smyrna, Tennessee

Cash America Pawn

2378 Lamar Ave, Memphis, TN 38114, USA

+1 (901) 743-7252

www.cashamerica.com

Mariner Finance

221 E Gaines St, Lawrenceburg, TN 38464, USA

+1 (931) 766-7930

www.marinerfinance.com

U.S. Bank Branch

149 E Broadway Blvd, Jefferson City, TN 37760, USA

+1 (865) 475-9040

locations.usbank.com

City of Memphis Credit Union

2608 Avery Ave, Memphis, TN 38112, USA

+1 (901) 321-1200

www.cityofmemphiscu.org

Superior Financial Services

819 Dolly Parton Pkwy, Sevierville, TN 37862, USA

+1 (865) 908-8445

superiorfinancialservices.business.site

Regions Bank

662 Highway 51 N, Ripley, TN 38063, USA

+1 (731) 419-1110

www.regions.com

Cash 4U LLC

1116 Nashville Hwy, Columbia, TN 38401, USA

+1 (931) 388-3210

Bank of Ripley

N. 514, US-51, Ripley, TN 38063, USA

+1 (731) 635-1230

www.bankofripley.com

Regions Bank

1460 E Jackson Blvd, Jonesborough, TN 37659, USA

+1 (423) 788-8160

www.regions.com

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