Welcome to Our Online Loan Referral Service


Smyrna, TN 37167, USA
7 years in business
+1 (800) 572-3577
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
(Good Friday)
8AM–7PM
Hours might differ
Saturday
8AM–2PM
Sunday
(Easter)
Closed
Monday
8AM–7PM

Feedback about Payday Advance?

Here you read the reviews of our customers.

I contacted Payday Advance 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, contact the company in a month. Why?

Dr. Isaiah Trantow I

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Rosina Kunze

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in Smyrna, New York

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Smyrna, New York is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a borrower will get.

APR

25% small loan cap

How will Payday Advance help take out a loan in Smyrna, New York?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The transfer will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Smyrna, New York. The company will estimate many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Smyrna, Tennessee

E Z Cash

1208 Winchester Rd, Memphis, TN 38116, USA

+1 (901) 344-8195

ezcashforyou.com

Security Bank & Trust Co

12625 US-79, Buchanan, TN 38222, USA

+1 (731) 642-5366

www.securitybanktn.com

Synovus Bank

5613 TN-153, Hixson, TN 37343, USA

+1 (888) 796-6887

www.synovus.com

EZ Money

3601 Rossville Blvd, Chattanooga, TN 37407, USA

+1 (423) 867-5028

www.getezmoney.com

Enrichment Federal Credit Union

1116 N Charles G Seivers Blvd, Clinton, TN 37716, USA

+1 (865) 482-0045

www.enrichmentfcu.org

Cash Now

5519 TN-153 #5, Hixson, TN 37343, USA

www.fastcash24.club

1st Franklin Financial

1825 Madison St Suite E, Clarksville, TN 37043, USA

+1 (931) 542-9006

locations.1ffc.com

Cash Express

9733 Dayton Pike, Soddy-Daisy, TN 37379, USA

+1 (423) 332-6903

www.cashexpressllc.com

Advance Financial 24/7

Chattanooga, TN 37343, USA

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