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3.5 8 reviews
Loan agency in Smyrna, Tennessee

419 Sam Ridley Pkwy W, Smyrna, TN 37167, USA
7 years in business
+1 (615) 220-2312
www.onemainfinancial.com
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

What people think about OneMain Financial?

Below you read some of the reviews of our clients.

I borrowed $700 for a period of 3 weeks. In the end, I had to pay twice as much with all the commissions charged.

Helen Kemmer

I borrowed $700 for a period of 3 weeks. In the end, I had to pay off twice as much with all the commissions charged.

Vada Littel

This lender is a rip off. I will never apply again. $20 goes towards loan and you keep $84 for interest.

Claudia Grady

I was accepted for $400 for a period of 3 weeks. In the end, I had to repay twice as much with all the commissions charged.

Frederic Hodkiewicz

Sky-high APR. Had to repay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was terrible too. The lady in the office was very racist. Not happy. Better seek another lender.

Bella Bednar

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Smyrna, New York

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Smyrna, New York is are easy to get. The APR is specific for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a bad credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some people to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments in a timely manner.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to learn the precise cost of the cash advance loan even before applying.

APR Calculator

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