Welcome to Our Online Loan Referral Service

4.5 17 reviews

249 N Spring St, Sparta, TN 38583, USA
+1 (931) 836-3668
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–1PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM

Feedback about Kwik Kash & Pawn?

Here you get acquainted with the reviews of our customers.

Beat place to get games and nice people

Angelita Jacobs

Fast service, friendly people and very easy to work with.

Jalon Gottlieb

Usually fair prices and amazing customer service.

Hollis Hoppe

Pay Attention

Further there will be shown the details about not a definite lender. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Sparta, New Jersey

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is easy and fast to issue loans in Sparta, New Jersey. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

30% usury cap

How will Kwik Kash & Pawn help take out a loan in Sparta, New Jersey?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Sparta, New Jersey. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Sparta, Tennessee

One Bank of Tennessee

1477 W Main St, Livingston, TN 38570, USA

+1 (931) 823-3355

www.onebanktn.com

St. Thomas Credit Union

4230 Harding Pike #103, Nashville, TN 37205, USA

+1 (615) 292-7828

Cash One

903 S 1st St, Union City, TN 38261, USA

+1 (731) 885-7200

Watkins Pawn & Loan Exchange

116 N 2nd St, Pulaski, TN 38478, USA

+1 (931) 363-5032

Advance Financial

4861 N Broadway, Knoxville, TN 37918, USA

+1 (865) 730-4085

World Finance

704 W Market St Suite B, Bolivar, TN 38008, USA

+1 (731) 659-2424

www.loansbyworld.com

Kroger Money Services

401 S Mt Juliet Rd #200, Mt. Juliet, TN 37122, USA

+1 (615) 758-3300

moneyservices.kroger.com

OneMain Financial

7078 Charlotte Pike Ste 13, Nashville, TN 37209, USA

+1 (615) 352-5181

www.onemainfinancial.com

ORNL Federal Credit Union - Loudon

2859 TN-72, Loudon, TN 37774, USA

+1 (865) 688-9555

www.ornlfcu.com

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