Welcome to Our Online Loan Referral Service

4.6 5 reviews

906 New Hwy 68, Sweetwater, TN 37874, USA
+1 (423) 337-9326
www.volfed.com
Thursday
8AM–5:30PM
Friday
(Good Friday)
8AM–5:30PM
Hours might differ
Saturday
8AM–12:30PM
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–12:30PM

Domain Info

Created Date

1997-01-22

Mailing Address

108 MAIN ST, MADISONVILLE, TN, 37354-1487, United States

Company Name

Volunteer Federal Savings and Loan

Volunteer Federal Savings and Loan

Contact Data

dlane@volfed.com

+1.4234424545

+1.4234421672

Feedback about Volunteer Federal Savings Bank?

Here you grapple with the feedback of our clients.

I apply quite often. I am satisfied with the terms. There is online day and night service.

Mr. Jennings Ankunding

I often take out a cash advance to a card in Volunteer Federal Savings Bank. It is very efficient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the nuances.

Daniela Tromp

Thanks to the staff for the reliable service. They assisted in difficult times. For application you only need an ID.

Lonie Veum

The money are deposited to my bank account. I pay back through my account. The payment is efficient and fast. Pay on time and there will be no problems.

Prof. Martin Haag MD

Pay Attention

Further there will be given the details about not a certain lender. The information below will define common information about payday loans and its specific features.

Payday Loans in Sweetwater, Tennessee

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Sweetwater, Tennessee is taken out easily and fast. The interest rate is defined respecting the category of the borrower: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Volunteer Federal Savings Bank help issue a payday loan in Sweetwater, Tennessee?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Sweetwater, tn will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its exact cost. This calculator will show the APR of the loan.

APR Calculator

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ATM - First Citizens National Bank

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