Welcome to Our Online Loan Referral Service


1401 W Reelfoot Ave #109, Union City, TN 38261, USA
+1 (731) 885-8770
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Feedback about Preferred Payday?

Here you read the reviews of our clients.

I contacted Preferred Payday. Everything was done fast. Only pleasant impressions remained!

Trever Schneider

Preferred Payday seemed to me the safe. At least no insurance and extra charges. There are no discounts for regular clients. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Silas Douglas

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at fair interest rate, so far it has been paid back on time, it can be either extended or paid off ahead of schedule.

Mozell Russel

I often issue a payday loan to a card in Preferred Payday. It is very efficient. If you give it back quickly, the percentage is favorable. Employees politely and intelligibly explain all the nuances.

Mr. Roel Ferry I

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to use Preferred Payday. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Kathryne Conroy

Preferred Payday applied for a payday loan secured by an auto for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Angus Gottlieb

Pay Attention

Payday lenders are shown in the first three points. Below info offers general information about payday loans.

Payday Loans in Union City, New Jersey

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

This financial product in Union City, New Jersey is issued easily and fast. The interest rate is set respecting the category of the customer: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

30% usury cap

How will Preferred Payday help take out a loan in Union City, New Jersey?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in Union City, nj consider this circumstance not an obstacle to take out a loan. The borrower of a loan should be ready to objectively assess financial capabilities, issue a loan, pay back the debt on time and not only resolve current issues, but enhance the credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Union City, Tennessee

AAA Cash Fast

2757 Kimball Ave #102, Memphis, TN 38114, USA

+1 (901) 547-8009

www.fastloans.club

ACE Cash Express

6657 Winchester Rd, Memphis, TN 38115, USA

+1 (901) 363-1967

www.acecashexpress.com

First Horizon Bank

11864 Kingston Pike, Farragut, TN 37934, USA

+1 (865) 549-1790

www.firsthorizon.com

ATM (First Horizon Bank)

800 Mountain Creek Rd, Chattanooga, TN 37405, USA

www.firsthorizon.com

ATM Citizens Bank

55 Dixon Springs Hwy, Carthage, TN 37030, USA

+1 (800) 627-3999

www.citizensbank.com

MoneyGram

1202 James M Campbell Blvd S #20, Columbia, TN 38401, USA

+1 (931) 388-8186

locations.moneygram.com

F&M Bank - Administrative Services Center

2081 Wilma Rudolph Blvd, Clarksville, TN 37040, USA

+1 (931) 645-2400

www.myfmbank.com

World Finance

80 Mouse Creek Rd NW, Cleveland, TN 37312, USA

+1 (423) 479-6883

www.loansbyworld.com

American Trust Cash Advance

1122 Congress Pkwy S, Athens, TN 37303, USA

+1 (423) 746-9055

www.americantrustcash.com

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