Welcome to Our Online Loan Referral Service

3.7 3 reviews

1413 S 1st St, Union City, TN 38261, USA
3 years in business
+1 (731) 599-1333
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–6PM
Saturday
9:30AM–2PM
Sunday
Closed

Feedback about Aj's Payday?

Here you read the reviews of our customers.

Yesterday I needed extra money, I decided to contact Aj's Payday. They quickly approved the amount needed, and besides, they offered good terms at a low interest rate.

Winnifred Gibson

Thanks to the employees for the reliable service. They assisted in difficult times. For application you only need an ID.

Michele Lindgren

Yesterday I needed extra money, I decided to addressed Aj's Payday. They quickly approved the amount needed, and besides, they offered favorable terms at a low interest rate.

Prof. Telly Dibbert II

It was necessary to improve the credit rating, because there is practically no chance of getting a loan at a good interest rate. As a result, I contacted Aj's Payday. The rating improved after several loans paid off.

Jacinthe Daugherty

I have a problem with paying a loan at another company. It is inconvenient to borrow from relativies. Therefore, I decided to contact Aj's Payday. They really helped out.

Levi Jacobson I

Pay Attention

Lending companies are described in the first three points. Below info offers shared information about payday loans.

Payday Loans in Union City, New Jersey

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Union City, New Jersey is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

30% usury cap

How will Aj's Payday help take out a payday loan in Union City, New Jersey?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be transfered to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Union City, nj will assess other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

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