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5 3 reviews

127 S 1st St, Union City, TN 38261, USA
+1 (731) 884-4255

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Feedback about Commercial Bank and Trust Co?

Here you grapple with the feedback of our customers.

want to express my deep gratitude to Commercial Bank and Trust Co for believing my case. I had some issues with a credit score, but this service helped me and took out a loan.

Ms. Coralie Balistreri

I had a displeasing situation in my life. I emergenctly required extra money. This company helped me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.

Aditya Hyatt

Yesterday I needed extra funds, I decided to addressed Commercial Bank and Trust Co. They quickly approved the amount required, and besides, they offered good terms at a low interest rate.

Lucienne Wiza MD

I often issue a loan to a card in Commercial Bank and Trust Co. It is very convenient. If you give it back quickly, the percentage is reasonable. Employees politely and intelligibly explain all the nuances.

Ella Armstrong

Pay Attention

Above there are details about a exact lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Union City, New Jersey

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Union City, New Jersey is issued simply and fast. The interest percentage is set considering the category of the borrower: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.


30% usury cap

How will Commercial Bank and Trust Co help issue a payday loan in Union City, New Jersey?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued around the clock. The loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Union City, New Jersey. The company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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