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3.7 3 reviews
Loan agency in Winchester, Tennessee

107 N Porter St Suite 7, Winchester, TN 37398, USA
+1 (931) 327-2117
www.1stchoiceloansllc.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2017-05-15

Mailing Address

Tennessee, United States

Company Name

Contact Data

Feedback about 1st Choice Loans, LLC?

Here you read the reviews of our customers.

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Mr. Easton Leffler Sr.

The money are transferred to my credit card. I pay back through my account. The payment is efficient and quick. Pay on time and there will be no issues.

Santa Hansen

It was necessary to improve the credit history, because there is practically no chance of getting a loan at a favorable interest rate. As a result, I contacted 1st Choice Loans, LLC. The score improved after several loans paid back.

Dr. Russel Bernier

I trusted 1st Choice Loans, LLC when it was necessary to get a cash advance. I filled in an application quickly. No problems.

Rosalinda Hansen

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Winchester, Massachusetts

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Payday loans in Winchester, Massachusetts are issued easily. The interest percentage depends on the customer's personal data: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

23% small loan cap

How will 1st Choice Loans, LLC help take out a loan in Winchester, Massachusetts?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to take out a loan in Winchester, Massachusetts. They rate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Winchester, Tennessee

Tower Community Bank

205 W Main St, Monteagle, TN 37356, USA

+1 (931) 924-7800

Check Into Cash

1724 N Locust Ave, Lawrenceburg, TN 38464, USA

+1 (931) 762-3460

local.checkintocash.com

Midstate Finance Company Inc.

615 N Main St, Shelbyville, TN 37160, USA

+1 (931) 684-2632

www.midstatefinance.net

OneMain Financial

377 W Jackson St #14, Cookeville, TN 38501, USA

+1 (931) 526-9741

www.onemainfinancial.com

Heritage South Community Credit Union

600 E Church St, Lewisburg, TN 37091, USA

+1 (931) 359-3911

www.heritagesouth.org

TriStar Bank-Columbia Main

815 S Garden St # 104, Columbia, TN 38401, USA

www.tristar.bank

Rutherford Credit

224 W Northfield Blvd, Murfreesboro, TN 37129, USA

+1 (615) 848-0203

rutherfordcredit.com

Covington Credit

430 Market Square Plaza, Livingston, TN 38570, USA

+1 (931) 823-3040

www.mymoneytogo.com

Kroger Money Services

220 Wears Valley Rd, Pigeon Forge, TN 37863, USA

+1 (865) 429-0874

moneyservices.kroger.com

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