Happy State Bank ATM Payday Loans Review

Organization owner?

7727 US Hwy 277, Abilene, TX 79606, USA

+1 (800) 447-2265

happybank.com

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you grapple with the reviews of our clients.

Not the first time I use Happy State Bank ATM. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps a lot when funds is urgently needed.

Mr. Rusty Schamberger I

Good service with a favorable rate. Money deposited immediately, I always use Happy State Bank ATM.

Magnolia Moen III

I apply very often. I am pleased with the terms. There is online round the clock service.

Elva Luettgen

Only an ID is needed to submit an application. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Dr. Morgan Mante

A good payday lender. It quickly processed the application and credited the funds to my bank account.

Cletus Lueilwitz

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Abilene, Kansas

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

It is simple and quick to issue loans in Abilene, Kansas. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Happy State Bank ATM help take out a loan in Abilene, Kansas?

24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by payday lenders to take out a cash advance. The lender process many aspects such as financial abilities to approve the application. Cash advance in Abilene, Kansas may help level up your credit score.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Abilene, Texas

Aggieland Credit Union

4340 Texas 6 Frontage Rd, College Station, TX 77845, USA

+1 (800) 749-9732

www.gtfcu.org

Shamrock Finance

414 E Main St, Atlanta, TX 75551, USA

+1 (903) 796-0695

westernshamrock.com

Sun Loan Company

5112 Avenue H, Rosenberg, TX 77471, USA

+1 (832) 361-3526

www.sunloan.com