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4.2 6 reviews

16633 Dallas Pkwy #350, Addison, TX 75001, USA
+1 (972) 934-2265
locations.happybank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank?

Below you see some of the reviews of our customers.

Great customer service and great bank overall

Prof. Ethan Nitzsche Sr.

Andrew at the Addison location is great.

Geovanni Halvorson

Pay Attention

The previous three items describe a precise lender. But below you can read common information about payday loans.

Payday Loans in Addison, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Online cash advance loans can be the easiest solution to your short-term financial problems in Addison , New York because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to getting a bank loan. A payday loan can save individuals who have low credit scores or have no credit score. But we recommend you that as with any borrowing you should only dare applying for a cash advance if you are certain that you can make payments without delays.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

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