First National Bank Payday Loans Review

Organization owner?

84 N Main St, Albany, TX 76430, USA

+1 (325) 762-3678

Saturday

Closed

Sunday

Closed

Monday

9AM–3PM

Tuesday

9AM–3PM

Wednesday

9AM–3PM

Thursday

9AM–3PM

Friday

9AM–5PM

Feedback about First National Bank?

Here you see the reviews of our customers.

Unsatisfied! Was refused to issue $1,000. Only $400 was approved.

Mr. Ryleigh Waters

I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Jalon Larson

I took out a loan from First National Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller amount.

Nelle Stark Sr.

Pay Attention

Further there will be given the details about not a exact lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in Albany, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Albany, New York is taken out easily and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

25% small loan cap

How will First National Bank help issue a payday loan in Albany, New York?

Round the clock service. Every customer may contact the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to visit any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Albany, ny will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.