Welcome to Our Online Loan Referral Service

4 reviews

232 N Main St, Albany, TX 76430, USA
+1 (325) 627-7200
www.ffin.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1998-01-01

Mailing Address

TX, United States

Company Name

First Technology Services

First Technology Services

Contact Data

What people think about First Financial Bank?

Below you read some of the testimonials of our customers.

I took loans from First Financial Bank 3 times. Previously it was ok. Last time they said I was accepted. Said the money would be in my account within several hours. It’s been three days – no money. They do not answer phone calls. Why???

Mr. Dudley Jones

Too high interest rate. Had to repay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Customer support was terrible too. The lady on the phone was very racist. Not recommended. Better explore another lender.

Chasity Dare

I tried to borrow money from First Financial Bank. They rejected me. Why then say they approve everyone even those with poor credit?? Choose another lender. Later, got many mails with an offer to apply for a loan. I do not recommend this service.

Cade Stanton

Pay Attention

Above there is information about a exact company. Below you can read common aspects of payday loans.

Payday Loans in Albany, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in Albany, New York is are simple to get. The APR is specific for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get approved for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to learn the definite cost of the payday loan even before applying.

APR Calculator

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