Welcome to Our Online Loan Referral Service

3.8 8 reviews

2001 E Main St, Alice, TX 78332, USA
+1 (361) 661-1211
www.ibc.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

Feedback about IBC Bank?

Here you read the feedback of our customers.

… nice and clean. Employees are nice and always very helpful would definitely reccomend anyone come here for loans they always do their best to help out the most they can.

Athena Huel

I met a Really chill worker, named Richie, coolest dude ever 😎.

Dr. Myah Nicolas

Use to the friendliest place in town.

Ms. Cortney Balistreri V

Pay Attention

Lending companies are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in Alice, Texas

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Alice, Texas are issued problem-free. The interest rate is dependent on the client's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates lenders guarantee.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will IBC Bank help issue a payday loan in Alice, Texas?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Alice, tx will estimate other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Alice, Texas

Security Finance

3254 Broadway St, Pearland, TX 77581, USA

+1 (281) 485-7984

www.securityfinance.com

Check `n Go

8653 N Beach St Suite 229, Keller, TX 76248, USA

+1 (817) 431-4630

locations.checkngo.com

Covington Credit

7215 I-30 Frontage Rd, Greenville, TX 75402, USA

+1 (903) 274-4060

www.mymoneytogo.com

Guaranty Bank & Trust ATM

304 TX-37, Mt Vernon, TX 75457, USA

+1 (888) 572-9881

locations.gnty.com

First United Bank - Horseshoe Bay

6905 FM2147, Horseshoe Bay, TX 78657, USA

+1 (830) 598-4200

www.firstunitedbank.com

B & F Finance

1130 SW Military Dr Suite 1134, San Antonio, TX 78221, USA

+1 (210) 924-9345

www.bnffinance.com

Lone Star National Bank

3424 Paesanos Pkwy Ste 102, San Antonio, TX 78231, USA

+1 (210) 489-4550

IBC Bank

908 US-83, Zapata, TX 78076, USA

+1 (956) 765-8361

www.ibc.com

B & F Finance

4114 Ayers St, Corpus Christi, TX 78415, USA

+1 (361) 853-4666

www.bnffinance.com

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