First Convenience Bank Payday Loans Review

3.1 9 reviews

Organization owner?

2701 E Main St, Alice, TX 78332, USA

+1 (800) 903-7490

Thursday

10AM–6:30PM

Friday

10AM–6:30PM

Saturday

10AM–5PM

Sunday

12–4PM

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Feedback about First Convenience Bank?

Here you grapple with the reviews of our customers.

Money was urgently needed. I left an online application in First Convenience Bank. I sent all the necessary photos of documents, talked to the operators by phone. The requested payday loan was approved. Within an hour, the money was credited to my card.

Name Bogisich

I'm not ashamed to borrow money from First Convenience Bank, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Dr. Isaac Emard

Not the first time I use First Convenience Bank. The service is reliable. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It helps a lot when funds is urgently needed.

Quinton Pfeffer

Pay Attention

Payday lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Alice, Texas

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

Hassle-free financial products are considered as payday loans in Alice, tx. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First Convenience Bank help issue a loan in Alice, Texas?

24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the store is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor considered by financial institutions is called as bad credit history. But this drawback is not taken as the only one by lenders to issue a cash advance. The lending company review many aspects such as financial capabilities to approve the request. Payday loans in Alice, Texas may help enhance your credit rating.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the cash advance.