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4.2 5 reviews

700 S Central Expy Suite 120, Allen, TX 75013, USA
+1 (972) 727-2265
locations.happybank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank?

Below you read some of the opinions of our clients.

They even offer me bottle water and a place to sit!

Dr. Claudia Lind

Really appreciate the service they provide.

Isaac Kohler V

Pay Attention

The previous three items charactirize a precise financial institution. But below you can read general information about payday loans.

Payday Loans in Allen, Maryland

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online cash advance loans can be the right solution to your unexpected financial issues in Allen , Maryland because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

33% APR cap (2.75% a month)

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a poor credit score. Payday loan approvals depend very much on specific circumstances. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Allen, Texas

ACE Cash Express

5341 Cameron Rd, Austin, TX 78723, USA

+1 (512) 458-5498

www.acecashexpress.com

Stepstone Credit

617 S Texas Blvd unit d, Weslaco, TX 78596, USA

+1 (956) 532-6598

www.stepstonecredit.com

Midwest Finance & Income Tax

676 N General McMullen Dr, San Antonio, TX 78228, USA

+1 (210) 433-5044

Brazosport Teachers Federal Credit Union

216 Lakeview Dr, Clute, TX 77531, USA

+1 (979) 265-5333

www.btfcu.net

Lendmark Financial Services LLC

145 Oyster Creek Dr Suite 5, Lake Jackson, TX 77566, USA

+1 (979) 297-3763

www.lendmarkfinancial.com

Cash America Pawn

1014 U.S. 83 Frontage Rd S, Alamo, TX 78516, USA

+1 (956) 782-1104

www.cashamerica.com

Check 'n Go

501 Crump St, Midland, TX 79701, USA

+1 (432) 694-0780

www.checkngo.com

Texas National Bank

300 Neches St, Jacksonville, TX 75766, USA

+1 (903) 586-0931

txnationalbank.com

Southside Bank

3815 State Hwy 64, Tyler, TX 75704, USA

+1 (903) 617-2400

www.southside.com

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