Welcome to Our Online Loan Referral Service

3.7 9 reviews

5500 Plum Creek Dr, Amarillo, TX 79124, USA
+1 (806) 358-7777
www.educationcu.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
10AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM

Domain Info

Created Date

1998-05-04

Mailing Address

4400 W INTERSTATE 40, AMARILLO, TX, 79106-5940, United States

Company Name

Education Credit Union

Education Credit Union

Contact Data

[email protected]

+1.8006878144

Feedback about Education Credit Union - Plum Creek?

Here you read the feedback of our customers.

Love the personal and speedy service.

Barrett Langosh Jr.

Horrible customer service, rude and stuck up personalities and bad attitudes.

Vilma Blick

Friendly and respectful people

Georgette Hermiston

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes people get acquainted common information about payday loans.

Payday Loans in Amarillo, Texas

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Amarillo, Texas are issued easily. The interest rate is dependent on the borrower's person-related data: if you cover obligations for more payday loans, the more efficient terms and rates lenders guarantee.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Education Credit Union - Plum Creek help issue a loan in Amarillo, Texas?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to process the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Amarillo, tx consider this circumstance not a hindrence to take out a loan. The borrower of a payday loan should be prepared to objectively estimate financial capabilities, take out a loan, pay back the debt on a due date and not only solve current problems, but improve the credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

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