Welcome to Our Online Loan Referral Service

4.3 6 reviews

Amarillo, TX 79107, USA
+1 (806) 371-7739

What people think about Mr.Payroll Check Cashing?

Below you see some of the opinions of our customers.

Great customer service.

Cleve Rutherford

They are nice and services are exceptional

Pink Kautzer

Super friendly, quick and cheap

Quinten Koelpin

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Below you can see general information about payday loans and their common characteristics.

Payday Loans in Amarillo, Texas

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may be an easy and fast solution to a short-term problem in Amarillo, Texas. Loans from payday lenders can get you money same day. Your APR will depend on several factors.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a poor credit history an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and repay your loan commitments as agreed in the contract.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the real cost of the loan immediately.

APR Calculator

Other Payday Lenders in Amarillo, Texas

TexasBank

500 Carnegie St, Brownwood, TX 76801, USA

+1 (325) 649-9200

www.texasbank.com

Check Cashing & More

9525 S Kirkwood Rd, Houston, TX 77099, USA

Guaranty Bank & Trust ATM

951 N Greer Blvd, Pittsburg, TX 75686, USA

+1 (903) 855-0007

www.gnty.com

Power Finance Texas

5431 Blanco Rd, San Antonio, TX 78216, USA

+1 (210) 340-7575

www.powerfinancetexas.com

Stepstone Credit

238 SW Military Dr #109, San Antonio, TX 78221, USA

+1 (210) 549-0264

www.stepstonecredit.com

Woodforest National Bank

9025 Spencer Hwy, La Porte, TX 77571, USA

+1 (281) 542-9533

www.woodforest.com

First Bank & Trust

6900 I-40 West, Suite 125, Amarillo, TX 79106, USA

+1 (806) 331-3142

www.firstmemphis.com

Generations Federal Credit Union

9255 Grissom Rd, San Antonio, TX 78251, USA

+1 (210) 229-1128

www.mygenfcu.org

Sage Capital Bank

13625 Ronald W Reagan Blvd building 4 unit 200, Cedar Park, TX 78613, USA

+1 (512) 240-6625

www.sagecapitalbank.com

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