Domain Info
Created Date
1997-05-23
Mailing Address
PO BOX 9335, AMARILLO, TX, 79105-9335, United States
Company Name
The People's Federal Credit Union
The People's Federal Credit Union
Feedback about People's Federal Credit Union?
Here you see the feedback of our clients.
The customer service is excellent.
Mr. Buster Zboncak
Worst customer service and even worse organization skills by all employees!
Vita Stracke
Mind you my husband gave him a chunk of money to catch up.
Daniela McKenzie
Pay Attention
Above-specified info provides the details about a certain lender. Below-specified info is oriented on common information about payday loans.
Payday Loans in Amarillo, Texas
A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.
This financial product in Amarillo, Texas is taken out simply and quickly. The interest rate is defined depending on the category of the customer: the more loans are successfully paid off, the more attractive terms will be ensured to you.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will People's Federal Credit Union help issue a loan in Amarillo, Texas?
- 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the office is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every customer should enter the following data:
Then you have to press a Submit button and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Amarillo, Texas. They estmate many other factors before taking out a cash advance. One of them is solvency. This is a way to enhance your credit score.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.
APR Calculator
Other Payday Lenders in Amarillo, Texas
Bank of Texas
851 N MacArthur Blvd, Coppell, TX 75019, USA
+1 (214) 488-6295
locations.bankoftexas.com
Western Finance
1912 Avenue H suite c, Rosenberg, TX 77471, USA
+1 (281) 232-6030
westernshamrock.com
Security Finance
403 N McCoy Blvd, New Boston, TX 75570, USA
+1 (903) 628-6548
www.securityfinance.com
Bank of America ATM
200 W Crawford St, Denison, TX 75020, USA
+1 (844) 401-8500
locators.bankofamerica.com
