Happy State Bank ATM Payday Loans Review

Organization owner?

5000 Interstate 40 Access Rd, Amarillo, TX 79103, USA

+1 (800) 447-2265

www.happybank.com

Saturday

Open 24 hours

Sunday

Open 24 hours

Monday

Open 24 hours

Tuesday

Open 24 hours

Wednesday

Open 24 hours

Thursday

Open 24 hours

Friday

Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you grapple with the feedback of our customers.

Happy State Bank ATM applied for a loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Graham Prohaska V

I'm not ashamed to borrow money from Happy State Bank ATM, now the whole world lives like this. I have already used loans many times, everything is convenient.

Alanna Jast

Good service with a reasonable percentage. Money deposited immediately, I always use Happy State Bank ATM.

Emilie Trantow MD

I trusted Happy State Bank ATM when it was necessary to get a cash advance. I filled out an application quickly. No problems.

Reuben Krajcik

Happy State Bank ATM seemed to me the reliable. At least no insurance and extra fees. There are no discounts for regular clients. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Emelia Boyer

I took the first cash advance, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Mr. Dion Ritchie II

Pay Attention

Above-specified info offers the details about a certain lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Amarillo, Texas

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in Amarillo, Texas is taken out easily and fast. The interest percentage is defined considering the category of the customer: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help issue a loan in Amarillo, Texas?

Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to attend any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
Fast and high approval percentage. The positive decision counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this drawback is not implied as the only one by lenders to issue a cash advance. The lender process many aspects such as financial solvency to approve the application. Payday loans in Amarillo, Texas may help enhance your credit rating.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Amarillo, Texas