Welcome to Our Online Loan Referral Service

4.8 67 reviews
Loan agency in Athens, Texas

607 E Tyler St #110b, Athens, TX 75751, USA
5 years in business
+1 (903) 675-5501
westernshamrock.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM

Domain Info

Created Date

2006-08-30

Mailing Address

Texas, United States

Company Name

Contact Data

Feedback about Western Finance?

Here you read the reviews of our clients.

Great place wonderful customer service, friendly atmosphere.

Dr. Hyman Fisher

Top notch , super awesome , down to earth staff !

Dillan Nolan

Love love love this place and people...

Prof. Friedrich Ward DVM

Pay Attention

Further there will be given the details about not a certain lender. The information below will explain general information about payday loans and its specific features.

Payday Loans in Athens, New York

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Athens, New York is issued simply and quickly. The interest percentage is defined depending on the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

25% small loan cap

How will Western Finance help issue a payday loan in Athens, New York?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Athens, New York. They rate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to enhance your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Athens, Texas

Check `n Go

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+1 (915) 857-3199

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First National Bank of Bastrop

312 Main St, Smithville, TX 78957, USA

+1 (512) 321-2561

www.fnbbastrop.bank

Community Bank

700 W Main St, Hallsville, TX 75650, USA

+1 (903) 660-2265

www.cbanktexas.com

First Cash Pawn

10415 Garland Rd, Dallas, TX 75218, USA

+1 (214) 328-4900

www.firstcash.com

Cash America Pawn

450 S US-287, Decatur, TX 76234, USA

+1 (940) 627-8035

cashamericapawndecaturtx.business.site

Amegy Bank

280 FM306, New Braunfels, TX 78130, USA

+1 (830) 310-3944

www.amegybank.com

World Finance

5600 Rufe Snow Dr Ste 115, North Richland Hills, TX 76180, USA

+1 (817) 427-0800

www.loansbyworld.com

ACE Cash Express

1060 N Main St #124, Euless, TX 76039, USA

+1 (817) 571-1186

www.acecashexpress.com

Bank of America ATM (Drive-thru)

5144 82nd St, Lubbock, TX 79424, USA

+1 (844) 401-8500

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