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3600 W Parmer Ln #120, Austin, TX 78727, USA
+1 (512) 435-4545
www.uhcu.org

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What people think about United Heritage Credit Union?

Below you find some of the reviews of our clients.

I am a regular client of United Heritage Credit Union. It is very easy to apply online. The interest rate was favorable. Their staff always respond quickly.

Raquel McDermott

I applied for a $1,000 loan when I needed money after dismissal from work. There simply was no other way out. I came across this lender on the Internet. Other lender charged sky high rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I requested.

Sheila Swaniawski

Many thanks to United Heritage Credit Union. I recently had some problems with repaying my mortgage and they approved me for a payday loan. Best loan provider! Managed to cover my debts and signed with relief.

Shaun Fay

Many thanks to United Heritage Credit Union. I recently had some issues with repaying my mortgage and they approved me for a cash advance. Best company! Managed to deal with my debts and signed with relief.

Ms. Elisabeth Ortiz

I applied for a $1,000 payday loan when I needed money after vacation. There simply was no other solution. I came across this lender on the Internet. Other lender charged VERY HIGH rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I requested.

Bria Weimann III

Pay Attention

Above there is information about a exact lender. Below you can read common features of payday loans.

Payday Loans in Austin, Pennsylvania

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Austin, Pennsylvania is are easy to access. The APR is individual for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

6% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to taking out a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit history. But we remind you that as with any debt you should only consider applying for a cash advance if you are assured that you can afford payments without delays.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your loan.

APR Calculator

Other Payday Lenders in Austin, Texas

Regional Finance

500 N Oregon St Suite E, El Paso, TX 79901, USA

+1 (915) 533-6400

branches.regionalfinance.com

BBVA Bank

2804 Olton Rd, Plainview, TX 79072, USA

+1 (806) 293-9661

www.bbvausa.com

Capital Farm Credit

2013 Avenue C, Bay City, TX 77414, USA

+1 (979) 245-4828

www.capitalfarmcredit.com

Cash Zone

4911 Walzem Rd, San Antonio, TX 78218, USA

+1 (210) 946-7070

Texas Car Title & Payday Loan Services, Inc.

2710 Red Bluff Rd, Pasadena, TX 77506, USA

+1 (713) 475-2513

texascartitleandpaydayloanservicesinc.com

Cash America Pawn

3740 Altamesa Blvd, Fort Worth, TX 76133, USA

+1 (817) 370-0795

www.cashamerica.com

Texas Title Loans

345 W Main St, Lewisville, TX 75057, USA

+1 (469) 459-5116

texastitleloans.net

Excel Finance

540 10th St # 124, Floresville, TX 78114, USA

+1 (830) 328-4237

excelfinco.com

Woodforest National Bank

4600 7th St, Bay City, TX 77414, USA

+1 (979) 245-3655

www.woodforest.com

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